Upgrade Your Comfort.Pay Over Time.
Don't let budget hold you back. Pre-qualify in minutes with no impact to your credit score.
Choose What Works For You
Three flexible options designed to fit any budget. All with quick approval and no prepayment penalties.
Traditional Installment Loan
Our most flexible financing option
- Rates starting at 8.99% APR
- Choose your term length
- $0 down payment
- Quick approval process
9.99% Fixed Rate
7-year term with predictable payments
- Locked-in low rate
- Same payment every month
- Great for budgeting
- No prepayment penalties
12-Month Same-As-Cash
Pay in full within a year, pay no interest
- No interest if paid in full
- No payments for 12 months
- Full year to pay it off
- Simple & straightforward
Get Approved in Minutes
Our streamlined process gets you from application to approval faster than ever.
Pick Your Plan
Choose the financing option that fits your budget and goals.
Quick Application
Fill out a simple form online. Takes just a few minutes.
Instant Decision
Get approved and start your comfort upgrade right away.
Trusted by Thousands of Alabama Families
FDIC Insured
Your financing is backed by Regions Bank, Member FDIC.
No Credit Impact
Pre-qualification uses a soft pull that won't affect your score.
No Prepayment Penalties
Pay off early anytime without extra fees.
$0 Down Options
Start your project today with no money upfront.
Your Comfort Upgrade Starts Here
Don't wait another day. Pre-qualify now and see your options in minutes—with zero commitment.
* No impact to your credit score during pre-qualification
Important Disclosures & Terms
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. All rates and terms are subject to change and are based on creditworthiness.
Traditional Installment Loan: 8.99% to 24.49% fixed APR. Minimum loan amounts apply. Repayment terms vary from 12 to 144 months. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. Minimum monthly payment is $50.00.
12-Month Same-As-Cash: Interest waived if repaid in full within 365 days from first disbursement. Standard APR applies after promotional period. Repayment terms vary from 24 to 132 months. Minimum monthly payment is $50.00.
9.99% APR 7-Year Loan: 9.99% fixed APR, subject to change. 84 monthly payments of $16.95 per $1,000 borrowed. Minimum monthly payment is $50.00.